Invest in your future with us. Start an IRA with only $100.00. We offer regular IRA's, Roth IRA's, and Educational IRA's, whichever meets your needs.

 

IRAs

Minimum Deposit to Open

Term 12 Month $100.00 18 Month $100.00

Minimum Balance to obtain APY*

Term 12 Month $100.00 18 Month $100.00

Interest Rate**

Term 12 Month 3.15% 18 Month 3.39%

Annual Percentage Yield**

Term 12 Month 3.25% 18 Month 3.50%

Account Terms

The interest rate for your account will be paid until the maturity of date of your certificate. Interest is compounded daily and is credited to your account monthly. Interest begins to accrue on the business day you deposit non-cash items (For example, checks). This account will automatically renew at maturity. You will have seven (7) calendar days from the maturity date to withdraw your funds before being charged a penalty. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Exception: IRA 12 and 18 month certificates additions permitted in any amount at anytime. All IRA and Keogh closeouts will be assessed a $25 fee. All collection items are $25 per item.